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Deposit Rates

Annual Percentage Yields Effective AS OF

Certificates of Deposit

  APY APY APY
Term $500 minimum
deposit
$5,000 minimum deposit $25,000 minimum deposit
6-month CD* N/A 0.25% 0.25%
12-month CD 0.40% 0.40% 0.40%
24-month CD 0.75% 0.75% 0.75%
36-month CD 1.00% 1.00% 1.00%
48-month CD 1.25% 1.25% 1.25%
60-month CD 1.50% 1.51% 1.51%

*$2,500 minimum balance for 6-month CD
(A penalty will or may be imposed for early withdrawal)

Community Bank offers "Special" TCD Terms

Inquire at Our Offices. Community Bank does not accept brokered deposits.

APY = Annual Percentage Yield

Individual Retirement Accounts

  • $200 minimum balance
  • 0.75% APY
  • 24-month maturity; rate may vary every 6 months.
  • A penalty will or may be imposed for early withdrawal if under age 59 1/2.

Passbook Savings

  • Minimum Balance to Open - $50.00 unless the primary account owner is under the age of 18; then no minimum opening balance requirement.
  • 0.10% APY
  • Rate may change after account is opened.
  • Fees could reduce the earnings on the account.

Checking With Interest

  • If your average daily collected balance in your account is $250,000.00 or more, the interest rate paid on the entire average daily collected balance in your account will be 0.40% with an annual percentage yield of 0.40%.

  • If your average daily collected balance in your account is $100,000.00 or more but less than $250,000.00, the interest rate paid on the entire average daily collected balance in your account will be 0.25% with an annual percentage yield of 0.25%.

  • If your average daily collected balance in your account is $50,000.00 or more but less than $100,000.00, the interest rate paid on the entire average daily collected balance in your account will be 0.20% with an annual percentage yield of 0.20%.

  • If your average daily collected balance in your account is $25,000.00 or more but less than $50,000.00, the interest rate paid on the entire average daily collected balance in your account will be 0.15% with an annual percentage yield of 0.15%.

  • If your average daily collected balance in your account is equal to or greater then $2,500.01 but less than $25,000.00, the interest paid on the entire average daily collected balance in your account will be 0.10% with an annual percentage yield of 0.10%.

  • If your average daily collected balance in your account is below $2,500.01, the interest rate paid on the entire average daily collected balance in your account will be 0.05% with an annual percentage yield of 0.05%.  The interest rate may change after the account is opened and fees could reduce the earnings.

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